NAPERVILLE ILLINOIS

 By Jackie Beardsley SELLERS, PLEASE STOP FORGETTING OUR VETERANS

 By Jackie Beardsley THE GREAT PERIDIGM SHIFT OF REAL ESTATE In 2019 a lawsuit was filed against the  NATIONAL ASSOCIATION OF REALTORS®.   The allegations: NAR Antitrust Lawsuit - Moehrl Case HOME SELLERS ARE UNFAIRLY REQUIRED TO PAY BUYERS BROKER COMMISSION WITHOUT NEGOTIATION BUYER BROKES VALUE IS MINIMAL IF NEEDED AT ALL BUYER BROKERS WON'T SHOW IF COMPENSATION IS TOO LOW FORCING SELLERS TO PAY MORE The four brokerages named are- Re/Max Keller Williams Berkshire Hathaway Home Services Anywhere Anywhere used to be called, REALOGY,  they are the parent company to many different franchises. The two largest being Century 21 and Coldwell Banker. In March of 2023, Plaintiffs motion for class action certification in Moehrl case was granted.

  By: Jackie Beardsley WHAT IS A SHORT SALE AND WHERE IS THE MARKET HEADING? The term 'short sale' is used to describe a situation where there is more debt owed against a property than what it is worth. The borrower is upside down. Naperville has shown a 3.4% increase in lender mediated transactions from 4-2022 through 4-2023. When multiple offers were everywhere, and buyers paid above and beyond market value in order to get into their dream home (at times many tens of thousands) they have put themselves in a possible short sale scenario when it comes time to sell. A short sale is also referred to as a pre foreclosure. Elements of a short sale: Property is worth less than owed. Seller has some hardship that makes it impossible to keep the property. Seller is cooperative and willing to work with a real estate broker to package the short sale. Lender is contacted and expresses willingness to entertain a short sale. Property is listed, with appropriate caveats and protections ...

  By Jackie Beardsley Most Expensive Home SOLD In DuPage County IN APRIL THE MOST EXPENSIVE HOME SOLD IN WEST CHICAGO!   SOME FEATURES OF THIS HOME:    

By  Jackie Beardsley   CREDIT SCORE MISINFORMATION IS EVERYWHERE! WHICH SCORE IS RIGHT??? THEY ARE ALL RIGHT AND HERE'S WHY     Currently you have the 3 bureaus. Transunion Equifax Experian The scores are NOT calculating what you've done in the past. Scores are PREDICTING what you might do in the future! They use the past to predict the future - ALL FICO SCORES ARE DESIGNED TO PREDICT a consumer becoming 90 days delinquent (or more) on a loan obligation within the next 24 months. All 3 bureaus are supplying the same data to everyone.  Credit Karma is getting the same information as the loan officer.  The scores are going to be different because they are just an OPINION about the report.    There are 40 different FICO models commercially being used. EACH industry has it's own specific algorithm , called, an INDUSTRY SCORE. The models are specific for each industry. For Example: an auto dealer wants to know chances of being late on auto...

 By Jackie Beardsley PROPERTY FRAUD ALERT   SIGN UP BELOW FOR FRAUD ALERT PROTECTION There is nothing worse than opening an email that you feel is fraudulent.  Scammers are everywhere and they can make an email look legitimate. I'm sharing some information to help you with this growing problem. First and FOREMOST , if you are in a real estate transaction don't ever reply to an email that wants you to wire funds for a closing. Always, have the contact information of your attorney, agent, title company handy.  They are the ones who will give you direction during this process.  If you receive an email about wiring funds, call your agent, attorney or title company where the closing is going to take place.  Don't use the number in the email, use only the contact information that you received from your agent and attorney.   Let them know that you have received this email.  Please, always verify.  People have lost thousands and sometimes hundreds of...